Fund your account with cards, e-wallets, or crypto in seconds
Deposit methods at Expekt
- Visa and Mastercard allow deposits of €10 to €5,000, processed instantly with no fees.
- Skrill and Neteller support deposits from €5 to €10,000, funds appear in your account within seconds.
- Bank transfer from EU accounts takes 1–3 business days, minimum deposit is €20.
- PayPal deposits are accepted from €10 to €5,000, processed immediately and reversible within 48 hours.
- Bitcoin, Ethereum, and Litecoin are supported with no deposit limit, transactions confirm in under 10 minutes.
- Trustly connects directly to your bank account in 18 European countries, deposits are instant and capped at €10,000.
- Giropay and Sofort are available for German and Austrian users, minimum deposit €10, completed in real time.
- ecoPayz accepts deposits from €5 to €5,000, processing time is up to 1 hour.
Supported currencies
- EUR
- USD
- GBP
- CAD
- AUD
- NOK
- SEK
- PLN
Deposit and withdrawal limits at Expekt
Expekt sets deposit limits based on the payment method used. For credit and debit cards, the minimum deposit is €10, and the maximum per transaction is €5,000. Bank transfers allow deposits up to €10,000 in a single transaction, but these are subject to bank-specific processing rules and may take 1–3 business days to clear. E-wallets like Skrill and Neteller have a fixed maximum of €5,000 per deposit, with minimums ranging from €5 to €10 depending on the service.
Withdrawals follow similar structure. The minimum withdrawal amount is €10 across all methods. The daily withdrawal limit is €5,000, and the weekly cap is €20,000. For bank transfers, the maximum single withdrawal is €50,000, but accounts must be verified for at least 72 hours before amounts above €10,000 can be processed. E-wallet withdrawals are capped at €5,000 per day, and card withdrawals are restricted to the total amount previously deposited via that card.
- Min. deposit: €5
- Max. deposit: €10,000 (bank transfer)
- Min. withdrawal: €10
- Max. withdrawal: €50,000 (bank transfer, verified accounts)
- Daily limit: €5,000
Withdrawal methods at Expekt
- Bank transfer: processes in 3–5 business days, minimum withdrawal is €20, maximum is €5,000 per transaction.
- Visa debit/credit card: takes 2–4 business days, limited to the amount previously deposited, no fees applied.
- Mastercard: processed within 2–4 business days, same deposit cap applies, no withdrawal limits beyond initial funding.
- Skrill: completed within 24 hours, minimum €10, maximum €10,000 per week, account must be verified.
- Neteller: processed within 24 hours, minimum €10, maximum €15,000 per month, ID verification required.
- ecoPayz: takes up to 24 hours, minimum withdrawal €15, maximum €8,000 per transaction.
- Bitcoin: confirmed in 1–6 hours, no minimum, maximum is €50,000 per day, wallet address must be pre-registered.
- Trustly: processed within 1 business day, minimum €10, maximum €25,000 per transaction, available only in select countries.
Expekt payment processing times
| Method | Deposit time | Withdrawal time | Processing notes |
|---|---|---|---|
| Visa / Mastercard | Instant | 3–5 business days | Cards may show pending status for up to 24 hours before funds clear. |
| E-wallet | Instant | 6–24 hours | Applies to Skrill and Neteller. Withdrawals are processed in the order received. |
| Bank transfer | 1–3 business days | 5–7 business days | Processing delays can occur due to intermediary banks or regional banking holidays. |
| Crypto | 5–30 minutes | 10–60 minutes | Times depend on network congestion. Minimum confirmations required for all transactions. |
| Prepaid | Instant | 24–48 hours | Only supports vouchers like Paysafecard. Withdrawals to prepaid cards are not available. |